It is important to wait to make any major purchases until after you have bought and moved into your new home. Vehicle payments are included in your debt ratios when determining how much you are able to borrow. I had clients with a monthly truck payment of $825. This affected their borrowing amount by over $100,000, from $435,000 down to $325,000.Moral of the story, when your house shopping, Wait the couple months before buying that new vehicle.
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